If you have questions about what creditors can do if you fall behind on a debt or what your rights are if you're contacted by a collection agency, see our Debt Collection brochure here.
If you've been sued for money (a debt) and no judgment has been entered against you, there are certain steps you need to take. Visit the Civil Law Self-Help Center website here for access to forms and legal information about cases involving lawsuits for money. You will learn the overview of a civil case, how to respond to a complaint for money, and much, much more.
If you've been sued for money and a judgment has been entered against you, find out whether your wages can be garnished or whether any of your personal property is subject to attachment. You will find legal information about judgments and collection on the Civil Law Self-Help Center website here or see our Attachment and Garnishment brochure here. If you believe your property is exempt or can't be taken by a judgment creditor under the law, you must take certain steps. Learn more about the types of property a creditor can and can't take here and what you can do to claim an exemption here.
If you have a default judgment against you and you believe the judgment is in error or you were never personally served with the summons and complaint, you can learn what's required to set aside a default judgment here.
If you're still unsure what steps to take, you may come in during our walk-in hours, which are Monday through Thursday between the hours of 9:00 a.m. and 4:00 p.m. to meet with our intake staff. Please bring all relevant paperwork with you when you come in, along with identification and proof of income.
Collection Proof Class
We offer a free class that covers general info, what is considered collection proof, your legal options, and harassment prevention. The class is available both online and in-person at our main office (725 E Charleston Blvd, Las Vegas, NV 89104). Click here to learn more or view the class materials.